:root{
  --navy:#0b3b6f;--navy2:#062a50;--orange:#ff7a00;--orange2:#ff951a;--green:#22c55e;
  --ink:#13233a;--muted:#62738a;--soft:#f1f5f9;--white:#fff;--line:#dce6ef;--shadow:0 18px 60px rgba(9,49,91,.14);
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.6}a{color:inherit}img{max-width:100%;height:auto}.container{width:min(1160px,calc(100% - 34px));margin:auto}
.topbar{background:#052846;color:#ddecfa;font-size:.88rem;padding:9px 0}.topbar .container{display:flex;gap:18px;align-items:center;justify-content:space-between}.topbar strong{color:white}.topbar span:last-child{opacity:.88}
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid rgba(11,59,111,.1)}.nav{min-height:76px;display:flex;align-items:center;gap:28px}.brand img{display:block;width:190px}.menu{display:flex;align-items:center;gap:24px;margin-left:auto}.menu a{text-decoration:none;font-weight:700;font-size:.94rem;color:#23415f}.menu a:hover{color:var(--orange)}.menu .call-mini{background:var(--orange);color:#fff;padding:12px 18px;border-radius:999px;box-shadow:0 8px 22px rgba(255,122,0,.24)}.menu .call-mini:hover{color:#fff;background:#e96f00}.hamb{display:none;background:none;border:0;font-size:1.8rem;color:var(--navy)}
.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#072f57 0%,#0b3b6f 52%,#174f80 100%);color:white;padding:68px 0 72px}.hero:before{content:"";position:absolute;width:520px;height:520px;border:90px solid rgba(255,255,255,.06);border-radius:50%;right:-180px;top:-175px}.hero:after{content:"";position:absolute;width:300px;height:300px;background:radial-gradient(circle,rgba(255,122,0,.28),transparent 68%);left:48%;bottom:-180px}.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.1fr .9fr;gap:54px;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:8px;font-weight:800;color:#ffbc7d;text-transform:uppercase;font-size:.8rem;letter-spacing:.12em}.hero h1{font-size:clamp(2.35rem,5vw,4.55rem);line-height:1.02;margin:15px 0 20px;max-width:760px}.hero h1 span{color:var(--orange)}.hero .lead{font-size:1.15rem;color:#e9f2fb;max-width:680px;margin-bottom:26px}.chips{display:flex;flex-wrap:wrap;gap:11px;margin:22px 0 26px}.chip{display:inline-flex;align-items:center;gap:7px;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.18);border-radius:999px;padding:9px 12px;font-size:.9rem}.call-card{background:#fff;color:var(--ink);border-radius:28px;padding:30px;box-shadow:0 28px 70px rgba(0,0,0,.24);position:relative}.call-card .tag{display:inline-block;background:#eef7ff;color:var(--navy);font-weight:800;border-radius:999px;padding:6px 10px;font-size:.76rem;text-transform:uppercase;letter-spacing:.08em}.call-card h2{color:var(--navy);font-size:1.8rem;line-height:1.15;margin:15px 0 8px}.call-card p{color:var(--muted);margin:0 0 18px}.phone-cta{display:flex;align-items:center;justify-content:center;gap:13px;background:linear-gradient(135deg,var(--orange2),var(--orange));color:white;text-decoration:none;border-radius:18px;padding:18px 20px;font-size:clamp(1.55rem,3vw,2.15rem);font-weight:900;letter-spacing:.02em;box-shadow:0 15px 30px rgba(255,122,0,.25)}.phone-cta:hover{transform:translateY(-1px);box-shadow:0 18px 36px rgba(255,122,0,.34)}.phone-cta svg{width:28px;flex:0 0 28px}.price{text-align:center;font-size:.82rem;color:#536981;margin-top:9px}.price strong{color:#273f59}.reassure{display:grid;grid-template-columns:repeat(3,1fr);gap:9px;margin-top:20px}.reassure div{background:#f7fafc;border:1px solid #e6edf4;border-radius:12px;padding:11px;text-align:center;font-size:.82rem;font-weight:700;color:#31506f}
.section{padding:72px 0}.section.alt{background:#f6f9fc}.section-head{text-align:center;max-width:760px;margin:0 auto 38px}.section-head .mini{color:var(--orange);font-size:.8rem;text-transform:uppercase;font-weight:900;letter-spacing:.12em}.section-head h2{color:var(--navy);font-size:clamp(1.9rem,4vw,3rem);line-height:1.15;margin:10px 0}.section-head p{color:var(--muted);font-size:1.04rem}.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.card{background:#fff;border:1px solid #e5edf5;border-radius:20px;padding:24px;box-shadow:0 9px 30px rgba(11,59,111,.06)}.card .icon{width:52px;height:52px;display:grid;place-items:center;border-radius:16px;background:#edf6ff;color:var(--navy);font-size:1.55rem;margin-bottom:14px}.card h3{color:var(--navy);font-size:1.08rem;margin:5px 0 9px}.card p{color:var(--muted);font-size:.92rem;margin:0}.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.article-card{display:flex;flex-direction:column;background:#fff;border:1px solid #e1eaf3;border-radius:22px;overflow:hidden;box-shadow:0 12px 34px rgba(10,53,93,.07)}.article-cover{height:150px;padding:24px;display:flex;align-items:flex-end;background:linear-gradient(135deg,#0b3b6f,#1e659d);color:#fff;position:relative;overflow:hidden}.article-cover:after{content:"";position:absolute;width:150px;height:150px;border:34px solid rgba(255,255,255,.08);border-radius:50%;right:-45px;top:-45px}.article-cover.orange{background:linear-gradient(135deg,#ff8d1b,#ff6a00)}.article-cover.green{background:linear-gradient(135deg,#16784f,#22a969)}.article-cover.slate{background:linear-gradient(135deg,#273c56,#54718d)}.article-cover.blue2{background:linear-gradient(135deg,#11476d,#3f7ea8)}.article-cover span{position:relative;z-index:2;font-size:.82rem;font-weight:800;text-transform:uppercase;letter-spacing:.12em}.article-body{padding:22px;display:flex;flex-direction:column;flex:1}.article-body h3{color:var(--navy);line-height:1.28;margin:0 0 10px;font-size:1.25rem}.article-body p{color:var(--muted);font-size:.93rem;flex:1}.readmore{font-weight:900;color:var(--orange);text-decoration:none}.readmore:hover{text-decoration:underline}.wide-card{grid-column:span 2}
.info-split{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:center}.info-panel{background:linear-gradient(135deg,#f1f7fc,#fff);border:1px solid #e2ebf3;border-radius:26px;padding:30px}.checklist{display:grid;gap:14px;margin:20px 0 0}.check{display:flex;gap:12px;align-items:flex-start}.check b{display:grid;place-items:center;width:24px;height:24px;flex:0 0 24px;border-radius:50%;background:#e8f9ef;color:#16944e;font-size:.78rem}.check span{color:#47617c}.quote{background:var(--navy);color:#fff;border-radius:26px;padding:36px;position:relative;overflow:hidden}.quote:after{content:'“';position:absolute;font-size:10rem;font-family:Georgia,serif;color:rgba(255,255,255,.08);right:10px;top:-50px}.quote h3{font-size:1.9rem;margin:0 0 12px}.quote p{color:#d7e7f6}.quote .small{font-size:.85rem;color:#c9ddf0}
.cta-band{background:linear-gradient(135deg,#0a355f,#0b3b6f);color:white;border-radius:28px;padding:34px;display:grid;grid-template-columns:1fr auto;gap:30px;align-items:center}.cta-band h2{margin:0 0 5px;font-size:2rem}.cta-band p{margin:0;color:#d6e6f5}.cta-band .phone-cta{min-width:330px}
.footer{background:#062846;color:#c4d8ea;padding:48px 0 100px}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:30px}.footer h4{color:white;margin:0 0 14px}.footer a{display:block;color:#cfe1f1;text-decoration:none;margin:7px 0}.footer a:hover{color:white}.footer .brand img{filter:brightness(0) invert(1);opacity:.96}.legal{border-top:1px solid rgba(255,255,255,.12);margin-top:28px;padding-top:18px;font-size:.82rem;color:#9eb7cc}
.sticky-call{display:none;position:fixed;left:12px;right:12px;bottom:12px;z-index:80}.sticky-call a{display:flex;align-items:center;justify-content:center;gap:10px;background:linear-gradient(135deg,#ff951a,#ff7200);color:#fff;text-decoration:none;border-radius:18px;padding:15px 17px;font-weight:900;box-shadow:0 14px 36px rgba(0,0,0,.28)}.sticky-call small{display:block;font-size:.68rem;font-weight:700;opacity:.95;margin-left:8px}
.breadcrumb{font-size:.87rem;color:#688099;margin-bottom:18px}.breadcrumb a{color:var(--navy);text-decoration:none}.article-hero{background:linear-gradient(135deg,#eef6fd,#fff);padding:52px 0 34px;border-bottom:1px solid #e5edf4}.article-hero h1{font-size:clamp(2.1rem,5vw,3.8rem);line-height:1.08;color:var(--navy);max-width:900px;margin:8px 0 16px}.article-hero .intro{max-width:800px;color:#5b7188;font-size:1.08rem}.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:40px;padding:48px 0 80px}.content{min-width:0}.content h2{color:var(--navy);font-size:1.85rem;line-height:1.2;margin:38px 0 12px}.content h3{color:#194d7e;margin-top:26px}.content p,.content li{color:#364e67}.content .note{background:#f0f7fd;border-left:4px solid var(--navy);padding:18px;border-radius:0 12px 12px 0;margin:24px 0}.content .warn{background:#fff7ed;border-left:4px solid var(--orange);padding:18px;border-radius:0 12px 12px 0;margin:24px 0}.content .article-phone{background:#0b3b6f;color:#fff;padding:25px;border-radius:22px;margin:30px 0}.content .article-phone h3{color:#fff;margin-top:0}.content .article-phone p{color:#dcebf8}.sidebar{position:relative}.sidebox{position:sticky;top:100px;background:#fff;border:1px solid #e0e9f2;border-radius:20px;padding:22px;box-shadow:var(--shadow)}.sidebox h3{color:var(--navy);margin:0 0 12px}.sidebox .phone-cta{font-size:1.45rem;padding:14px 12px}.sidebox ul{list-style:none;padding:0;margin:20px 0 0}.sidebox li{border-top:1px solid #edf2f6;padding:10px 0}.sidebox li a{text-decoration:none;font-size:.9rem;color:#365570;font-weight:700}.sidebox li a:hover{color:var(--orange)}
.faq{display:grid;gap:12px}.faq details{border:1px solid #dce7f0;border-radius:14px;padding:15px 17px;background:white}.faq summary{font-weight:800;color:var(--navy);cursor:pointer}.faq p{margin-bottom:0}.tel-visual{margin:20px auto 0;max-width:620px}.tel-visual img{border:1px solid #dce7f0;border-radius:10px;display:block}
@media(max-width:980px){.hero-grid,.info-split,.article-layout{grid-template-columns:1fr}.cards{grid-template-columns:repeat(2,1fr)}.article-grid{grid-template-columns:repeat(2,1fr)}.wide-card{grid-column:span 1}.sidebar{order:-1}.sidebox{position:static}.cta-band{grid-template-columns:1fr}.cta-band .phone-cta{min-width:0;max-width:420px}.footer-grid{grid-template-columns:1fr 1fr}.menu{display:none;position:absolute;left:0;right:0;top:76px;background:white;padding:18px 24px;border-bottom:1px solid #e5edf4;box-shadow:0 16px 30px rgba(0,0,0,.08);flex-direction:column;align-items:flex-start}.menu.open{display:flex}.hamb{display:block;margin-left:auto}.topbar span:last-child{display:none}}
@media(max-width:660px){.container{width:min(100% - 24px,1160px)}.hero{padding:44px 0 55px}.hero-grid{gap:28px}.hero h1{font-size:2.55rem}.call-card{padding:22px;border-radius:22px}.phone-cta{font-size:1.72rem}.reassure{grid-template-columns:1fr}.cards,.article-grid{grid-template-columns:1fr}.section{padding:54px 0}.footer-grid{grid-template-columns:1fr}.cta-band{padding:25px}.cta-band h2{font-size:1.6rem}.sticky-call{display:block}.footer{padding-bottom:110px}.brand img{width:160px}.nav{min-height:68px}.menu{top:68px}.topbar{font-size:.76rem}.article-layout{padding-top:30px}.article-hero{padding-top:38px}.tel-visual{display:none}}